settlements, agricultural fields, damaging

settlements, agricultural fields, damaging crops and destruction of structures created by human beings. You read in newspapers and watch images of floods on televisions occurring in some regions during rainy seasons. Inundation of land and human settlements by the rise of water in the channels and its spill-over presents the condition of flooding. Unlike other natural disasters, the causes of floods are well- established. Floods are relatively slow in occurrences and often, occur in well-identified regions and within expected time in a year. form of surface run-off exceeds the carrying capacity of the river channels and streams and flows into the neighbouring low-lying flood plains. At times, this even goes beyond the capacity of lakes and other inland water bodies in which they flow. Floods can also be caused due to a storm surge (in the coastal areas), high intensity rainfall for a considerably longer time period, melting of ice and snow, reduction in the infiltration rate and presence of eroded material in the water due to higher rate of soil erosion. Though floods occur frequently over wide geographical area having disasterous ramifications in many parts of the world, floods countries, particularly in China, India and