(SLR): It is the amount which a bank has to maintain in the form of cash, gold or approved securities. Cash Reserve Ratio (CRR): Banks are required to hold a certain proportion of their deposits in the form of cash with RBI. This is known as CRR. Monetary Policy: It is the macro-economic policy laid down by the Central Bank towards the management of money supply and interest rate.
Capital Market: It is a financial market in which long-term debt or equity backed securities are bought and sold. Demonetisation: It is the act of stripping a currency unit of its status as legal tender. It occurs whenever there is a change of national currency. - - Banking M O D E L Q U E S T I O N S Part – A Multiple choice questions .
NBFI does not have. a) Banking license b) government approval c) Money market approval d) Finance ministry approval . Central bank is --------------- authority of any country. a) Monetary b) Fiscal c) Wage d) National Income .
Who will act as the banker to the Government of India? a) SBI b) NABARD c) ICICI d) RBI . Lender of the last resort is one of the functions of. a) Central Bank b) Commercial banks c) Land Development Banks d) Co-operative banks .
Bank Rate means. a) Re-discounting the first class securities b) Interest rate c) Exchange rate d) Growth rate . A Bank is a a) Financial institution b) Corporate c) An Industry d) Service institutions . A Commercial Bank is an institution that provides services a) Accepting deposits b) Providing loans c) Both a and b d) None of the above .
The Functions of commercial banks are broadly classified into a) Primary Functions b) Secondary functions c) Other functions d) a, b, and c . Bank credit refers to a) Bank Loans b) Advances c) Bank loans and advances d) Borrowings . Credit creation means. a) Multiplication of loans and advances b) Revenue c) Expenditure d) Debt